Deposit Accounts
Keeping your deposits in a local bank allows your money to work for your community. We offer a wide array of products to fit your financial needs.
Checking Accounts
- Regular Checking Account
- You must deposit $100.00 to open this account. If the account balance falls below $200.00 on any day of the month, a monthly fee will be imposed. Ask our customer service representatives how you can receive this account free.
- More Cash Checking
- An interest bearing account that offers a higher balance customer the chance to earn more on a portion of their balance. A deposit of $1,000 is required to open the account. The number of withdrawals is not limited. If the account falls below $1,000 any day of the month, a monthly fee will be imposed.
- Royal 50 Checking Account
- A personalized checking account with special benefits designed for our customers age 50 and over. You must deposit $100 to open this account.
- Money Market Accounts
- An interest bearing account that can be tiered for the higher balance customer. A deposit of $2,500.00 is required to open this account. If the account falls below $2,500 any day of the month, a monthly fee will be imposed.
- Health Savings Account
- An interest bearing account that requires electronic statements otherwise there is a $3 monthly maintenance fee.
Savings Accounts
- Premier Savings Account
- An interest bearing account that requires $100.00 to open. If the account falls below $200.00 any day of the month, a monthly fee will be imposed. A balance of $25 must be maintained in the account during the first 6 months after account opening, or we will retain $25 as a maintenance fee and the account will be closed.
- More Cash Savings Account
- This account is an interest bearing account that requires an deposit of $1,000 to open. If the account falls below $1000 any day of the month, a monthly fee will be imposed. A balance of $25 must be maintained in the account during the first 6 months after account opening, or we will retain $25 as a maintenance fee and the account will be closed.
- Connection Savings Account
- An interest bearing account that requires $1,000 to open. If the account falls below $1,000 any day of the month, a monthly fee will be imposed. A balance of $25 must be maintained in the account during the first 6 months after account opening, or we will retain $25 as a maintenance fee and the account will be closed.
- Christmas Club Account
- This is an interest bearing account that can be opened with a deposit of $1.00. This club account can be opened at any time with the balance being paid out in October. No withdrawals are permitted on this account unless the account is closed.
Investment Accounts
- Certificates of Deposit
- A certificate of deposit may be opened with a minimum of $1,000.00. Maturities are for 3 Month, 6 Month, 12 Month, 18 Month, 24 Month, 36 Month, 48 Month and 60 Month. Please ask our customer service representatives for our special rate Certificates.
- Individual Retirement Accounts
- Our trained personnel can help you with our individual needs is setting up the account you need to fit your retirement plans.
Need help?
Contact one of our friendly customer service representatives at one of our locations. They will be happy to help you find the account or service that's right for you.
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